www.ShortSaleDetails.com
Yes,
you have received phone calls or mailings from numerous real estate
agents, real estate brokers, real estate investors, and let's face it,
from profiteers. All of them claim to be able to help you,
claim to be trustworthy, and claim to know how to guide you through
this process.
Unfortunately, only a small fraction of Short Sales ever get to closing... BUT you really can avoid a foreclosure, and it will be EXTREMELY BENEFICIAL TO DO JUST THAT! The
simple fact is that you have to find out who you can trust to get
you through this, because time is your biggest enemy. Taking action is a MUST, and will save you more than you can imagine right now.
Why,
with the short time you have left, would
you want to consider a short sale as an option:
1) A foreclosure is the single most damaging item you can have on your
credit report...
creating more negative impact on your credit score than anything
else. The lower your credit score, the more interest you will pay in
nearly every situation. Your credit score could be the difference
in you getting that new lazy-boy or flat screen TV or having to wait! 2) A foreclosure takes more time to recover from
than anything else on your credit report. Yes, time cures everything,
but 5 YEARS is a LONG time to have to wait to be able to buy a home
again... think back - what were you doing 5 years ago, and how much has
happened in that 5 years. Life moves on, and a foreclosure slows
you down drastically!
3) A Short Sale does have negative implications, but allows a quicker recovery to your credit score. It will only be about 2 years before you can buy a home!
We
keep referring to your credit score because it is so much more
important than most people realize. Your credit score can save or cost
you thousands of dollars a year. A foreclosure on your credit report
will result in you making higher car payments, having to put down
higher deposits for utilities, make higher payments for insurance
premiums, higher payments on credit cards, and more for up to 5 years!
|
|
FICOŽ Score
|
|
Auto Loans
|
500-589
|
590-624
|
625-659
|
660-689
|
690-719
|
720-850
|
|
36-month
new auto loan
|
18.597
|
16.206
|
12.225
|
9.498
|
7.386
|
6.674
|
|
48-month
new auto loan
|
18.598
|
16.206
|
12.226
|
9.500
|
7.390
|
6.678
|
|
Source: myFICO.com
|
The bottom
line is that you will spend hundreds, even thousands of dollars each
year that you just don't have to if you are willing to avoid this
foreclosure.
Now, you must choose to trust someone to help you. Even
having to consider a Short Sale means you are in a stressful
situation, and the desire to have it behind you is probably pretty
strong right now. Many sellers have made the decision to forego
the time and effort of a Short Sale and just allow foreclosure to take
place, or allow an investor to buy the home... both could have
devastating results.
Yes,
the stress is very high, and yes, the
effort to accomplish a Short Sale is more than just letting it go to
foreclosure, but with the help of a professional, experienced in this
process, your journey will be easier and the result will be completely
worth your while!
You
will soon be able to rest easy knowing
that all of this is behind you. You probably cannot wait to get
up in the morning without having to worry about this anymore!
This burden seems to be there wherever you turn... it affects your job, your family life, your
social life and even your spiritual life.
Now is the time... take action and it will be behind you in the very near future!
So, how do you know that you can trust anyone? Here are some examples of those who may have contacted you:
1) You have investors who see an opportunity. They know how to
negotiate with your lender to get your mortgage reduced, but will
take the profit
from the difference in the sales price they achieve and the mortgage reduction they negotiate. No
problem, except shouldn't that profit go into your pocket?
2) You have real estate agents who figure that short sales are the
trend and want to take advantage. The question is simply, are they doing the short sales because they
are professionals at short sales, or because they need a sale and short sales seem to be the thing to do?
3) You have investors who want to buy the property directly from you.
This may seem ok, but usually they are just keeping your mortgage in place and that is a HUGE risk for you.
4) You have real estate brokers who actually KNOW how to process your Short Sale or even initiate a Loan Modification. These people can help you. We are some of those people... find out more!We
just put these 801 Windsor under contract this week... and we are closing 3200 Aquila this week... both are Short
Sales... The first is priced at $119,965, the second is priced at
$211,965.
801 Windsor
3200 Aquila Ct We are
working to process others as I write this, including a VA workout,
which requires even more time and attention that most Short Sales. We
even helped one of our sellers negotiate their IRS lien in order to get
their home to closing.
Many
agents will try to accomplish this, but few have the expertise,
experience and manpower.
WHY COULD A SHORT SALE WORK NOW, WHEN IT DID NOT BEFORE? Without
knowing your particular situation, I could not say without reservation
that we can help you, but many of our Short Sale clients came to us
after another agent threw their hands up and gave up... and then we
proceeded to market the home, sell it and close it... its what we do...
we have been closing Short Sales since 1988.
Take a look at this Special Report and decide for yourself.. no hassle, no obligation.
Reading this report at your leisure could be the most important decision you
make this decade regarding your finances. You are going to learn
things that you had no idea were so important to your financial
well-being. Keep a few things in mind before you decide how to proceed, but whatever you do... PROCEED, TAKE ACTION:- There are alternatives to a short sale, but most are less attractive than actually doing the Short Sale.
- Most real estate agents and brokers do not do Short Sales.
- Only a small percentage of Short Sales ever even get to closing.
- Undertaking a Short Sale that fails can be devastating to your chances of getting another buyer to closing.
- Most real estate agents who undertake short sales may be doing you more damage than good.
- Know if you truly qualify for a Short Sale, and if so, know that you will be able to accomplish it.
- Your lender may not approve your Short Sale, but there are ways we CAN STILL GET THAT Short Sale Closed!
Just
click below to get your FREE Report... it will be e-mailed
... please take note... we are a local real estate broker
and WILL NOT pass your e-mail address to anyone, ever!
And Remember... Hire A broker who knows Short Sale Details!!!
|
|